Roth Ira Contribution Limits 2025 Irs . You can make a contribution to your ira by having your income tax refund (or a portion of your refund), if any, paid directly to your traditional ira, roth ira, or sep ira. The maximum amount that you can contribute to a roth ira in a given year is set by the irs and may change from year to year.
Married filing jointly or qualifying widow(er). You’re allowed to invest $7,000 (or $8,000 if you’re 50 or older) in 2025.
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